Experts in Financial Institutions

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We are market leaders in this core area of our business

Financial institutions claims are often complex. They generate challenges that require specialists. We are those specialists.

Our decades of experience in this field mean insurers have instructed us on thousands of notifications in over 100 countries. We combine experience and knowledge, as well as linguistic and specialist technical skills, to adjust challenging claims around the world.

We understand financial institutions, their insurance policies and the requirements of underwriters. We distil complex information into the clear, concise reports needed to facilitate correct decision making.

Our people travel when appropriate or investigate remotely. Either way, we ensure we engage with all the stakeholders; working closely with brokers and reinsureds, as well as an insured’s security, internal audit, legal, and risk management personnel. We often have pre-existing relationships with those parties, as well as an understanding of each country’s relevant laws and customs. All our team are well versed in the potential reputational issues that can arise.

Our knowledge of losses affecting banks, stockbrokers, traders, investment managers and other financial entities covers everything from complex information technology fraud and professional negligence cases to armed robberies and burglaries.

Our expertise

Bankers Blanket Bond

Comprehensive crime

Electronic and computer crime

Premises, bullion and cash in transit risks

Financial institutions professional indemnity

Financial institutions directors and officers liability

Our team

Meet the Financial Institutions experts

Andrew Hutchinson

Director

Andrew Hutchinson is head of ASL’s financial institutions class of business.

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Erika Hinojosa

Director

Insurers engage Erika Hinojosa to resolve some of the most complex and high value claims sustained by insureds in Spain and across the Americas.

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Stephen Ixer

Director

Stephen Ixer is a market leading expert on financial sector crime and liability assignments across Latin America – regularly appointed by insurers in London, Miami and elsewhere.

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David Ledger

Director

David Ledger is appointed by insurers in the UK, Continental Europe, the US and Asia to resolve claims under financial institutions and crime policies. Having specialised in the field for more than 30 years, David has worked on some of the most high-profile claims in the financial lines space.

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Robert Lloyd

Director

Robert Lloyd leads ASL’s cyber practice. He is recognised across the cyber and financial lines markets for his diplomatic and pragmatic approach to resolving claims.

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Edward Maddison

Consultant

Insurers have long benefited from Edward Maddison's unrivalled experience and expertise on some of the largest and most complex notifications in the financial lines market.

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Helen Meredith

Managing Director

Helen is ASL’s Managing Director. She leads ASL’s political risk and credit practice and also deals with claims affecting financial institutions worldwide.

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Hetle Soni

Director

Hetle Soni is head of ASL’s professional and management liability team. She is a true specialist in the field, dealing with complex matters in the UK, offshore and internationally.

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James Vincent

Director

James Vincent leads the multi-disciplinary loss adjusting team at ASL’s office in Dubai and is responsible for the firm’s business throughout the Middle East, Africa and Asia-Pacific regions.

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Joana Ball

Associate Director

Joana Ball is part of ASL’s multi-disciplinary loss adjusting team. Her focus is on financial institutions, crime and cyber exposures, primarily in the Spanish speaking world, and political risk and credit exposures worldwide.

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Kunal Benodekar

Associate Director - Dubai Office

Kunal Benodekar specialises in financial institutions, crime and cyber claims throughout the Middle East, India, Africa and Asia Pacific. He is based in ASL’s Dubai office.

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Georgina Fenton

Associate Director

Georgina Fenton has expertise in a range of financial lines work and focusses on political risk and credit business and cyber claims.

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Alison Horne

Associate Director - Dubai Office

Alison Horne is a key member of ASL’s financial lines team in Dubai, where she works on complex first and third party claims involving some of the biggest financial institutions in the MENA region. Alison also investigates and resolves crime, management liability and political risk and credit exposures, not just in the MENA region but further afield.

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Claudia Houlihan

Associate Director

Claudia Houlihan deals with first party losses and third party exposures sustained by financial institutions in every continent. She is bilingual in English and Portuguese.

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Sandy Kapoor

Head of Dubai Office

Sandy is head of ASL’s Dubai office. A qualified solicitor, Sandy has extensive experience of resolving complex financial institutions, crime, cyber and professional indemnity claims.

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Elinor Lamerton

Associate Director

Elinor Lamerton is a lawyer with commercial acumen and long-standing experience of professional and financial risks. Elinor joined ASL’s London office from RPC, where she managed complex and often multi-party litigation and arbitration disputes.

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Daniel West

Associate Director

Dan West is a forensic accountant and ASL’s technical lead for business interruption losses and remediation / mitigation costs arising from cyber events. He is also well versed in handling crime claims, including business email compromise.

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Jolanta Wichtowski

Associate Director

Jola Wichtowski deals with crime and other financial sector losses, including complex cyber claims with an emphasis on assessing remediation and mitigation costs.

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Jessica Bain

Senior Adjuster - Dubai Office

Jessica Bain specialises in financial institutions, crime, cyber and trade credit claims across the Middle East, Africa and Asia Pacific.

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Georgia Blessed

Senior Adjuster

Georgia Blessed is a qualified chartered accountant and a forensic accounting specialist. Georgia applies that expertise for the benefit of ASL’s insurer clients across the full range of financial lines and cyber exposures.

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Ayda Hajihosseinloo

Senior Adjuster

Ayda Hajihosseinloo qualified as a solicitor with Norton Rose Fulbright, before joining ASL’s London-based team.

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Charles Harris

Senior Adjuster

Charlie Harris is a chartered accountant, specialising in financial institutions, crime, cyber and business interruption claims. He is part of ASL’s multi-disciplinary team based at our London office, working for insurers around the globe.

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Thomas Morley

Senior Adjuster

Tom Morley is a chartered accountant with a wide-ranging audit background. He specialises in claims under crime, cyber, business interruption and financial institutions policies.

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Marcus Newman

Senior Adjuster

Marcus Newman specialises in cyber, financial institutions and crime claims, in the UK and internationally.

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William Sanders

Senior Adjuster

Will Sanders is a chartered accountant with a broad audit background, having worked in private practice and in-house in both the UK and Australia. At ASL, Will specialises in investigating and quantifying claims under crime, cyber, business interruption and financial institutions policies.

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Alice Squizzoni

Senior Adjuster - Dubai Office

Alice Squizzoni is a specialist investigator of complex financial claims.

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Demini Varia

Senior Adjuster

Demini Varia is a multilingual forensic accountant. As part of ASL’s multi-disciplinary team, Demini focuses on claims across Latin America, often involving complex quantum issues.

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