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Robert Lloyd leads ASL’s cyber practice. He is recognised across the cyber and financial lines markets for his diplomatic and pragmatic approach to resolving claims.

Insurers appoint him to investigate cyber, financial institutions, investment managers, commercial crime and commodities claims all over the world.

Rob has extensive experience of the cyber and financial lines markets and has been seconded to insurers specialising in both. He sits on the Professional Lines Claims Committee, and the Banks Underwriting Group, at the International Underwriting Association and regularly presents and contributes to panels at market events.

Rob’s background is as a chartered accountant. He acts as an Expert Witness for cases involving contentious issues surrounding quantum.

Areas of expertise

Business Interruption

Business Interruption

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Financial Institutions


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• Fellow of the Institute of Chartered Accountants of England and Wales (FCA)
• Bachelor of Arts (BA)


Marine cyber threats fast evolving

May 2022

Rob Lloyd reflects on the cyber risks affecting the maritime sector.

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Robert Lloyd talks to Brian Alexander, Group Practice Leader for GrECo Services

March 2021

Brian Alexander, Group Practice Leader Financial Institutions, talks with Robert Lloyd, Director at ASL about trends in Crime & Cyber claims, the effects of Covid-19 on claims and the neutral and objective position of the loss adjuster.

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SME Update – Cybercrime and Business Interruption

September 2020

It’s been a busy few months for the cyber team here at ASL. Why? Largely because of an increasing number of cybercrime and business interruption claims notified by SMEs, especially in the UK.

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