Experts in Business Interruption

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Helping insurers arrive at a fair settlement

Our forensic accountants are drawn from some of the world’s largest accounting firms and are all experienced in the world of insurance.

We provide insurers with an objective evaluation of business interruption claims made by insureds worldwide. We do so with analysis and advice that helps insurers arrive at the right settlement.

With extensive experience of measuring loss of profits we are adept at helping insureds establish proper audit procedures to capture relevant data in loss situations.

We are also instructed by insurers to reassess complex loss adjustments that are disputed by an insured or which simply benefit from further examination. We examine claims for both physical and non-physical damage under property and cyber policies as well as other blended policies which provide cover for loss of income.

Insurers trust and value our services because we offer:

Impartiality

Whilst we only work for insurers, we always look for the right answer, so as to give an objective unbiased view of the claim – it’s a principle on which we’ve built our reputation

Technical expertise

Our specialist staff comprise qualified chartered accountants – many of whom trained at the Big Four firms – experienced in dealing with large and complex business interruption losses

Clarity

Our concise and user-friendly reports set out and explain the loss calculation in a way that clearly identifies the issues. We go out of our way to make insurers’ decision-making as straightforward as possible

Cost-efficiency

We are cost conscious and always ensure our work is commensurate with the value of the claim – economy is important to insurers and we appreciate that

Flexibility

We are responsive to the needs of our clients, insureds and brokers - we make it our mission to meet the expectations of each, wherever in the world they are

Linguistic ability

We have bilingual staff including native Spanish and Portuguese speakers, with additional translation resources on tap, so we can work effectively on claims presented in any language

Our team

Meet the Business Interruption experts

Edward Maddison

Director

Edward Maddison is ASL’s senior commercial director. Insurers have long benefited from his unrivalled experience and expertise on some of the largest and most complex notifications in the financial lines market.

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David Ledger

Director

David Ledger works for insurers around the world, resolving claims under financial institutions and crime policies. He is both a chartered accountant and chartered loss adjuster.

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Robert Lloyd

Director

Robert Lloyd is recognised across the financial lines market for his problem solving and for delivering exactly what ASL’s client insurers want.

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Ruth Willmington

Director

Ruth Willmington leads ASL’s crime offering, having market leading experience of investigating, analysing and reporting on complex crime.

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Kunal Benodekar

Associate Director - Dubai Office

Kunal Benodekar specialises in financial institutions, crime and cyber claims throughout the Middle East, India, Africa and Asia Pacific. He is based in ASL’s Dubai office.

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Claudia Houlihan

Associate Director

Claudia Houlihan deals with first party losses and third party exposures sustained by financial institutions in every continent. She is bilingual in English and Portuguese.

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Joanne Nelson

Associate Director

Jo Nelson is a chartered accountant who works across a wide range of financial crime, professional indemnity, cyber and forensic accounting assignments.

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Joana Ball

Senior Adjuster

Joana Ball is part of ASL’s multi-disciplinary loss adjusting team. She deals with financial institutions, crime, cyber and credit insurance losses throughout Europe and Latin America.

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Jamie Gee

Senior Adjuster - Dubai Office

Jamie Gee specialises in financial institutions, crime and cyber claims across the Middle East, Africa and Asia Pacific.

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Rory Macaskill

Senior Adjuster

Rory Macaskill has a background in industry and commerce, augmented by nearly two decades in the insurance market with ASL and on secondment.

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Daniel West

Senior Adjuster

Dan West’s specialisms are business interruption, crime, cyber, financial institutions, and political risk and credit.

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Jolanta Wichtowski

Senior Adjuster

Jola is a member of ASL’s multi-disciplinary loss adjusting team dealing with crime and other financial sector losses.

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