Experts in Business Interruption

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Helping insurers arrive at a fair settlement

Our forensic accountants are drawn from some of the world’s largest accounting firms and are all experienced in the world of insurance.

We provide insurers with an objective evaluation of business interruption claims made by insureds worldwide. We do so with analysis and advice that helps insurers arrive at the right settlement.

With extensive experience of measuring loss of profits we are adept at helping insureds establish proper audit procedures to capture relevant data in loss situations.

We are also instructed by insurers to reassess complex loss adjustments that are disputed by an insured or which simply benefit from further examination. We examine claims for both physical and non-physical damage under property and cyber policies as well as other blended policies which provide cover for loss of income.

Insurers trust and value our services because we offer:

Impartiality

Whilst we only work for insurers, we always look for the right answer, so as to give an objective unbiased view of the claim – it’s a principle on which we’ve built our reputation

Technical expertise

Our specialist staff comprise qualified chartered accountants – many of whom trained at the Big Four firms – experienced in dealing with large and complex business interruption losses

Clarity

Our concise and user-friendly reports set out and explain the loss calculation in a way that clearly identifies the issues. We go out of our way to make insurers’ decision-making as straightforward as possible

Cost-efficiency

We are cost conscious and always ensure our work is commensurate with the value of the claim – economy is important to insurers and we appreciate that

Flexibility

We are responsive to the needs of our clients, insureds and brokers - we make it our mission to meet the expectations of each, wherever in the world they are

Linguistic ability

We have bilingual staff including native Spanish and Portuguese speakers, with additional translation resources on tap, so we can work effectively on claims presented in any language

Our team

Meet the Business Interruption experts

Edward Maddison

Consultant

Insurers have long benefited from Edward Maddison's unrivalled experience and expertise on some of the largest and most complex notifications in the financial lines market.

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Robert Lloyd

Director

Robert Lloyd leads ASL’s cyber practice. He is recognised across the cyber and financial lines markets for his diplomatic and pragmatic approach to resolving claims.

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Hetle Soni

Director

Hetle Soni is head of ASL’s professional and management liability team. She is a true specialist in the field, dealing with complex matters in the UK, offshore and internationally.

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Ruth Willmington

Director

Ruth Willmington leads ASL’s crime offering, having market leading experience of investigating, analysing and reporting on complex crime claims. Ruth also handles cyber and professional indemnity matters.

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Joana Ball

Associate Director

Joana Ball is part of ASL’s multi-disciplinary loss adjusting team. Her focus is on financial institutions, crime and cyber exposures, primarily in the Spanish speaking world, and political risk and credit exposures worldwide.

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Kunal Benodekar

Associate Director - Dubai Office

Kunal Benodekar specialises in financial institutions, crime and cyber claims throughout the Middle East, India, Africa and Asia Pacific. He is based in ASL’s Dubai office.

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Georgina Fenton

Associate Director

Georgina Fenton has expertise in a range of financial lines work and focusses on political risk and credit business and cyber claims.

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Claudia Houlihan

Associate Director

Claudia Houlihan deals with first party losses and third party exposures sustained by financial institutions in every continent. She is bilingual in English and Portuguese.

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Joanne Raby

Associate Director

Jo Raby is a chartered accountant who works across a wide range of financial crime, professional indemnity, cyber and forensic accounting assignments.

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Daniel West

Associate Director

Dan West is a forensic accountant and ASL’s technical lead for business interruption losses and remediation / mitigation costs arising from cyber events. He is also well versed in handling crime claims, including business email compromise.

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Jolanta Wichtowski

Associate Director

Jola Wichtowski deals with crime and other financial sector losses, including complex cyber claims with an emphasis on assessing remediation and mitigation costs.

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Georgia Blessed

Senior Adjuster

Georgia Blessed is a qualified chartered accountant and a forensic accounting specialist. Georgia applies that expertise for the benefit of ASL’s insurer clients across the full range of financial lines and cyber exposures.

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Ayda Hajihosseinloo

Senior Adjuster

Ayda Hajihosseinloo qualified as a solicitor with Norton Rose Fulbright, before joining ASL’s London-based team.

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Charles Harris

Senior Adjuster

Charlie Harris is a chartered accountant, specialising in financial institutions, crime, cyber and business interruption claims. He is part of ASL’s multi-disciplinary team based at our London office, working for insurers around the globe.

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Thomas Morley

Senior Adjuster

Tom Morley is a chartered accountant with a wide-ranging audit background. He specialises in claims under crime, cyber, business interruption and financial institutions policies.

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Marcus Newman

Senior Adjuster

Marcus Newman specialises in cyber, financial institutions and crime claims, in the UK and internationally.

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William Sanders

Senior Adjuster

Will Sanders is a chartered accountant with a broad audit background, having worked in private practice and in-house in both the UK and Australia. At ASL, Will specialises in investigating and quantifying claims under crime, cyber, business interruption and financial institutions policies.

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Alice Squizzoni

Senior Adjuster - Dubai Office

Alice Squizzoni is a specialist investigator of complex financial claims.

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Demini Varia

Senior Adjuster

Demini Varia is a multilingual forensic accountant. As part of ASL’s multi-disciplinary team, Demini focuses on claims across Latin America, often involving complex quantum issues.

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