Experts in Professional Indemnity

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Helping insurers achieve the best solution with less incidence of litigation

The professional expertise and experience of our team allow us to offer an integrated claims handling service for professions claims. By ensuring that we have all the necessary skills in-house, including qualified solicitors and accountants, we provide a multi-disciplinary approach that minimises spend on other professional input.

When dealing with these claims, we are always aware that the insured’s business may be at stake. We also seek to address any reputational issues effectively. As fellow professionals we are able to understand how an insured’s problem has arisen and then engage with them to resolve the issue.

Our professionals provide practical assistance and guidance to insureds and insurers in the pre-action stages of litigation. This includes advice on navigating the Pre-Action Protocol processes for resolving disputes under the Civil Procedure Rules and either drafting correspondence on behalf of insureds or engaging directly with claimants and/or their solicitors.

We frequently participate in mediations and other forms of ADR where this is the best way of resolving a claim. Our experienced staff have excellent communication skills and will defend the insured’s position with tact and tenacity. We are happy to take a lead or supporting role depending on the requirements of the case.

Our expertise comes from our professional qualifications and our experience, which is long-standing and wide-ranging.

We deal with claims involving

Accountants

IFAs

Investment and fund managers

Pensions professionals

Misselling reviews and FCA investigations

Insurance brokers

Solicitors

IT and media professionals

Public officials

We help defend third party claims against insureds. We also advise on policy coverage having expertise in issues such as year of attachment, the scope of cover under the insuring clause, aggregation, mitigation costs and the application of exclusions.

We take a proactive approach to the investigation and handling of claims aimed at achieving cost effective results and, where appropriate, early resolution. Overall claims spend is always a focus. Some claims are, of course, to be robustly defended and for those matters that do progress to litigation we are accustomed to managing those claims through to resolution. We often work closely with insurers’ appointed solicitors and external counsel, encouraging a collaborative approach to dispute resolution.

We also frequently consider the extent of cover in the context of FCA and other regulatory investigations. We have extensive knowledge of Past Business Reviews, typically overseeing the work being undertaken and working to reconcile the interests of the regulator and insurers. We do so in the UK and have also participated in international arbitration proceedings in other jurisdictions.

Losses in the UK, Europe, Latin America and the Caribbean are handled from our London office. Losses in the Middle East, Africa and Asia Pacific are handled from our regional office in Dubai.

Our team

Meet the Professional Indemnity experts

Hetle Soni

Director

Hetle Soni is head of ASL’s professional and management liability team. She is a true specialist in the field, dealing with complex matters in the UK, offshore and internationally.

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Erika Hinojosa

Director

Insurers engage Erika Hinojosa to resolve some of the most complex and high value claims sustained by insureds in Spain and across the Americas.

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Stephen Ixer

Director

Stephen Ixer is a market leading expert on financial sector crime and liability assignments across Latin America – regularly appointed by insurers in London, Miami and elsewhere.

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David Ledger

Director

David Ledger is appointed by insurers in the UK, Continental Europe, the US and Asia to resolve claims under financial institutions and crime policies. Having specialised in the field for more than 30 years, David has worked on some of the most high-profile claims in the financial lines space.

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James Vincent

Director

James Vincent leads the multi-disciplinary loss adjusting team at ASL’s office in Dubai and is responsible for the firm’s business throughout the Middle East, Africa and Asia-Pacific regions.

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Ruth Willmington

Director

Ruth Willmington leads ASL’s crime offering, having market leading experience of investigating, analysing and reporting on complex crime claims. Ruth also handles cyber and professional indemnity matters.

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Kunal Benodekar

Associate Director - Dubai Office

Kunal Benodekar specialises in financial institutions, crime and cyber claims throughout the Middle East, India, Africa and Asia Pacific. He is based in ASL’s Dubai office.

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Georgina Fenton

Associate Director

Georgina Fenton has expertise in a range of financial lines work and focusses on political risk and credit business and cyber claims.

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Alison Horne

Associate Director - Dubai Office

Alison Horne is a key member of ASL’s financial lines team in Dubai, where she works on complex first and third party claims involving some of the biggest financial institutions in the MENA region. Alison also investigates and resolves crime, management liability and political risk and credit exposures, not just in the MENA region but further afield.

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Claudia Houlihan

Associate Director

Claudia Houlihan deals with first party losses and third party exposures sustained by financial institutions in every continent. She is bilingual in English and Portuguese.

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Sandy Kapoor

Head of Dubai Office

Sandy is head of ASL’s Dubai office. A qualified solicitor, Sandy has extensive experience of resolving complex financial institutions, crime, cyber and professional indemnity claims.

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Elinor Lamerton

Associate Director

Elinor Lamerton is a lawyer with commercial acumen and long-standing experience of professional and financial risks. Elinor joined ASL’s London office from RPC, where she managed complex and often multi-party litigation and arbitration disputes.

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Joanne Raby

Associate Director

Jo Raby is a chartered accountant who works across a wide range of financial crime, professional indemnity, cyber and forensic accounting assignments.

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Jolanta Wichtowski

Associate Director

Jola Wichtowski deals with crime and other financial sector losses, including complex cyber claims with an emphasis on assessing remediation and mitigation costs.

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Georgia Blessed

Senior Adjuster

Georgia Blessed is a qualified chartered accountant and a forensic accounting specialist. Georgia applies that expertise for the benefit of ASL’s insurer clients across the full range of financial lines and cyber exposures.

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Ayda Hajihosseinloo

Senior Adjuster

Ayda Hajihosseinloo qualified as a solicitor with Norton Rose Fulbright, before joining ASL’s London-based team.

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Marcus Newman

Senior Adjuster

Marcus Newman specialises in cyber, financial institutions and crime claims, in the UK and internationally.

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Demini Varia

Senior Adjuster

Demini Varia is a multilingual forensic accountant. As part of ASL’s multi-disciplinary team, Demini focuses on claims across Latin America, often involving complex quantum issues.

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